Ukrainians have the opportunity to find out the approximate amount of their future pension payments even before reaching retirement age.

For this purpose, the Pension Fund of Ukraine offers a convenient online calculator in the personal cabinet on its official website.

пенсия, пенсионеры, выплаты

  1. Authorization on the PFU portal
    To access the service, you need to register on the Pension Fund website — portal.pfu.gov.ua. This can be done in two ways:

    • Using a qualified electronic signature (КЭП), which can be obtained at your bank.
    • Through BankID — a simpler method, which requires you to follow these steps:
      • On the main page of the website, click the Login button and select the authorization option via ID.GOV.UA.
      • Select the "Individual" option and click the "Log In" button.
      • From the list of banks, choose yours and follow the system's instructions.
      • Verify your personal information and confirm your consent to its use.

  2. Verification of personal data
    After logging into your personal cabinet, you will see your personal information: full name, date of birth, tax number, work experience, and the date of the last contribution. In the side menu, select the "Pension Calculator" section.

  3. Pension Calculation
    The calculator allows you to check the approximate amount of your future pension and to determine if you have enough work experience to retire at 60. You can also choose:

    • Calculating the pension based on your already acquired experience and income (relevant for those who are nearly 60 years old and do not plan to work anymore).
    • Calculating with future experience considered if you continue working and receiving your current salary. This option is available in the "Calculation Algorithm" menu.

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If the result does not satisfy you, there are several ways to improve the situation:

  • Legalize your income. If part of your salary is received "under the table," negotiate with your employer to officially register the full amount.
  • Official employment. If you are working unofficially, formalize your employment so that your experience is counted.
  • Purchase experience. If there is little time left until retirement and you lack experience, you can buy it.